Life Is Going To Get a Whole Lot Easier For You
My name is Jay-Paul Lowry Jr. I'm a financial specialist that only works with senior citizens to eliminate their mortgage payments forever and increase their monthly income TAX FREE! I work for the Senior Income Reserve at Preferred Financial Funding, Inc right here in Southern California. Or Colton, CA if you wanted to know exactly where I am.
I have special expert knowledge and abilities that will get you into Government Insured Programs that provides the financial freedom and enjoyment you are looking for. Here's how I helped a local senior resident solve a financial problem...
You're Neighbors Are Increasing Their Monthly Income TAX FREE...And So Can You!
A fellow Southern CA resident, 81 year old Peggy Johnson, discovered how I can help you get financial freedom and more cold hard cash...
"When I called the Senior Income Reserve and spoke to Jay-Paul, I was ready to give up. I tried to get help from other companies but nobody had the patience and they gave up on me."
"Jay-Paul refused to stop fighting for me and he not only got me the money I needed, he also got me into a Government Insured Program that ousted my mortgage payment permanently. Now I never have to worry about losing my home because I can't afford it."
"The special programs the Senior Income Reserve uses saved me over $609.43 every month and it put a nest egg of cash in my pocket in the amount of $93,572.24!"
"Thank you J.P. your help was a Godsend."
Peggy Johnson
Southern, CA
Find Out How the U.S. Government Will Guarantee You More Tax Free Income
You are not seeing things, your read that right! The funds you get through these Government Insured Programs are 100% Tax Free! Unlike Social Security or Pensions you receive now you cannot be taxed on any money you receive from these programs.
I'll show you a little known insider approach to free yourself from making any mortgage payments, keep your home secure from foreclosure, collect a tax free check and live your twilight years more comfortably.
Even better, these Government Insured Programs will protect you from owing more than your home is worth, even if it goes below market value. You don't have to worry about leaving your heirs with a huge debt, because under these special programs through the Senior Income Reserve your heirs can never be obligated for the debt in any way. GUARANTEED!
You Get All That Dough PLUS... You Retain Title To Your Home
Only with these special programs, lenders do not take title of home, you will always retain ownership.
Also a lender can never force you waya from your home or mandate the sale of your home for any reason. Greater still, there are no restrictions on how you can use your cash! And you can choose how you want to take your money...
- You can take all your money as a single lump sum payment, or...
- Establish a line of credit, or...
- Get a monthly check, or...
- You can create a combination of any of the above
NOTE: If you choose fixed montly checks you will continue to get them for as long as you or your spouse lives.
Now Uncover the Origin of Your New Found Fountain of Riches
It's a Government Insured Reverse Mortgage Program. This program was created by Congress in 1987 and is run by the Federal Housing Administration or FHA. It's Government Insured and endorsed by the AARP. Its more common name is HECM or Home Equity Conversion Mortgage.
How exactly does this HUD Reverse Mortgage Program work? This is the great part; there are no credit requirements and no income requirements. And you must be at least 62 years of age.
A government Insured Reverse Mortgage Program is used to eliminate your existing mortgage payment leaving you free of the stress of making house payments. And you exactly get paid to live in your home. And the money is tax free and Government Guaranteed. What other program pays you to live in your house?
The amount of cash you can receive is based on the life expectancy for somebody your gender and age. The older you are the more dough you can get!
Why are Seniors Beating Down Our Door to Get More Money and Have NO HOUSE PAYMENT?
Visualize what you could do with your money...
- You now have a liquid cash savings for emergencies or pop up expenses
- You can send a grandchild to college
- You can afford more Long Term Care Insurance or not have to worry about the cost of prescriptions
- You can make those home repairs that piled up over the years
- YOU HAVE FINANCIAL INDEPENDENCE!!!
Here Is The Insider Classified Information On How to Protect Your Home's Equity.
Down times in the economy like now, can be very risky and dangerous for elder homeowners who are not able to work generate more income. Most are forced to sell their assets at low prices to free cash they need to live on.
Your equity in your home is shrinking every month as home values continue to fall. So how do you protect your equity?
Separate Your Equity From Your Home With a Reverse Mortgage!
Equity is not a tangilbe asset. Its value fluctuates up and down. In today's times it's more down than ever. Previous homeowners only had two options to cash their equity:
- Take a loan to get your equity....but then you have to make payments.
- Sell your home....but then where will you live?
Needless to say these options are not appealing. But now with a Government Insured Reverse Mortgage Program you can cash in your equity without making loan payments and you don't have to give up title to your home.
How Keeping Your Equity Trapped In Your Home Is Worse Than Stuffing Your Money In Your Mattress!
If a bank called you and asked you to deposit most of your life savings with them but you would earn ZERO interest and your deposit could be lost. Would you do it?
Of course you wouldn't. But you may already be doing this without knowing it. Here's how: You get zero percent return on your home's equity. Yes your homes value can go up, but it's not the value of your equity that is increasing, it's the value of your home. Take a minute and review that last sentence.
Even more fightening, your homes equity is not safe from loss. It can evaporate over night! This can come from financial downturns or natural disasters. Imagine...how much money would a bank loan you against your homes equity if you suffered a landslide or fire? You would get very little or most likely NONE. At least by keeping money in your mattress you could easily get it if you need it.
There is a way out. I am going to show how an insider method to snuff out your financial worries for all of eternity. You only have to do what other "in the know" homeowners have already done...
Detach your equity from your home...
Other people just like you, no longer have financial worries and have a stash-of-cash they can use to ride out the storms life throws at them.
You and Your Heirs Will Still Have a Pot of Gold Left Over
Even with using these special Government Insured Reverse Mortgage Programs you will still have a handsome sum of money for your heirs. Let me explain...
On average since 1975, homes in Southern California have appreciated over 8% yearly. Yes, that's the average; including all the downturns, homes still appreciated 8.86% every year.
That means that every 8.12 years your home will double in value. Were you aware that the average person who is 65 years old will live to an age of 80? Still better, 5 out of every 6 people will live to the age of 85. That gives you 15 to 20 years or more of life without breaking a sweat.
Clearly the cards are stacked in your favor that you will watch your home double, triple or even quadruple in value. An you'll realize the benefits of home's appreciation combined with the knowledge that your heirs will receive a hefty windfall when you pass on.
Wait! There is Even More Government Guaranteed Benefits.
I saved this little piece of BIG information just for you. The United States Government on top of guaranteeing:
- You will never have to make another mortgage payment.
- More Tax Free Income
- That you retain your home's title
- That your lender can never force you out for not paying your mortgage
On top of all that you will actually earn interest on your unused equity. You are not seeing things. The U.S. Government will guarantee you interest every month on your unused equity.
Let My Insider Expert Knowledge Work For You Right Now
Many people have learned that the knowledge and insight they gain from their individual contact with me far exceeds what they get from all my free reports and information. Plus, you get access to my expert knowledge and years of experience using these Government Insured Reverse Mortgage Programs while I industriously and carefully examine every facet of your finances!
My process is as simple as can be. It works off three basic steps:
- Evaluation - In this step I will speak with you at length about your current financial situation as well gaining an understanding of your goals. The main goal here is to determine how you want me to help you.
- Counseling - These programs are designed to protect seniors so as a precaution you will go through independent counseling.
- Finalizing Your Program - Once the counseling is finished and we receive your certificate we will send an appraiser to your house, of course it will be at a convenient time for you. Once the appraisal is done, we will order your final closing documents for you to sign.
THAT'S IT. YOU ARE MORTGAGE PAYMENT FREE!
My 3 Concrete Promises to You
When you come to the Senior Income Reserve you will be treated with the highest level of respect, even more you get our 3 Concrete Promises...
Concrete Promise #1: I will diligently analyze your mortgage and monthly expenses to give you a clear-cut plan to shrink your monthly bills and get your more cold hard cash every month!
Concrete Promise #2: You will always have constant contact with me and you will receive the highest degree of client care.
Concrete Promise #3: I will personally meet with you and work as many hours as needed to find the best solution for you.
If you are ready to seize the opportunity of your lifetime and eliminate your financial stress forever, take action NOW...
call me toll free right now at 1-877-256-8776 or you can apply here on our 100% secure website.
You can call anytime between the hours of 10:00am and 6:00pm Monday through Friday. When you call don't forget to claim your Golden Free Offer worth $1,837.20. If you apply online I will get back to you within 48 hours.
Your Mortgage Payment Eliminator,
Jay-Paul Lowry
Senior Income Reserve
935 Mt. Vernon Ave #101
Colton, CA 92324
877-256-8776
P.S. - Due to the high level of personal care and in depth analysis I perform for all my clients I am in extremely high demand and can only currently provide my high level of expertise and service to 10 new clients per month. As soon as you see this announcement, call my office at 877-256-8876 and provide your contact info. Until you are officially notified by my office, you are not accepted as a client because it is possible more than 9 clients have already been approved this month and we will need to reserve your spot for the following month.
